Free also! Debt Counseling Agency
There are a lot of Counselling agencies out there. I used www.apprisen.com and they were good, I did not get filed in time and had to do it again. Here are others I haven't used.
- Access Counselling Inc.
800-205-9297
2. Cricket Debt Counselling
1-866-719-0400
3. National Financial Literacy
1-800-252-5277
4. Debtor Wise
1-800-870-2222
5. Solid Start Financial
5. Kansas Consumer Credit Counseling
316-265-2000
888-257-6899
All of these places are supposed to waive the fee if you are broke.