Free also! Debt Counseling Agency

There are a lot of Counselling agencies out there. I used www.apprisen.com and they were good, I did not get filed in time and had to do it again. Here are others I haven't used.

  1. Access Counselling Inc.

www.accesscounselinginc.org

800-205-9297

2. Cricket Debt Counselling

www.cricketdebt.com

1-866-719-0400

3. National Financial Literacy

www.mybkclass.com

1-800-252-5277

4. Debtor Wise

www.debtorwise.org

1-800-870-2222

5. Solid Start Financial

www.solidstartfinancial.com

5. Kansas Consumer Credit Counseling

www.kscccs.org

316-265-2000

888-257-6899

All of these places are supposed to waive the fee if you are broke.